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Estate Planning: Your Family, Your Wealth, Your Legacy.

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Unique Health Challenges Faced By Veterans

by Antoinette Bone on Apr 24, 2018 Posted on Our Blog

The United States veteran population is some 20 million strong, many of whom face health challenges separate from non-Veterans. Due to their military training, Veterans have a well-defined culture that is strong on values, codes of conduct, respect of superiors, and customs to name a few. Due to this culture, Veterans face different health challenges […]

The largest coordinated sweep of identity fraud involving US seniors has recently been conducted. The US Department of Justice has reported that more than one million elderly people have collectively lost hundreds of millions of dollars because of this targeted financial abuse. The Department has criminally charged 200 out of 250 defendants identified in the […]

In an Administration unafraid to fire key cabinet members with little warning, Secretary of the Department of Veterans Affairs (VA), Dr. David Shulkin, is rumored to be high on President Donald Trump’s list of next in line. The cause of this disdain by the President? A VA inspector general report stated that Secretary Shulkin used […]

Harry and Wanda got married late in life. This was their second marriage, and both had children from the prior marriages. The couple wanted their children to inherit from their respective parents, so Harry and Wanda signed a prenuptial agreement to keep their property clearly separated.   Unfortunately, Harry was then diagnosed with Alzheimer’s. Medical […]

Veteran’s Pension Update

by Antoinette Bone on Feb 19, 2018 Posted on Our Blog

Veteran’s Pension Update The Veterans Administration (VA) has yet to publish new rules for their Pension program (commonly referred to as Aid & Attendance) that will make qualifying for those benefits more difficult.  We are still keeping an eye open for updates.  Until the new rules come out, here are the basics for qualifying for […]

  Aging is the sign of a successful life. After all, when you think about the alternative to aging your perspective about getting older shifts. You should start seeking self-sufficiency for your retirement years well before the age of sixty-five. But, even if you have not done so, don’t shun the planning stages. You need […]

    The term “Veterans Benefits” is somewhat misleading. Only a percentage of the people covered by VA benefits served formerly in the Armed Forces. The Department of Veterans Affairs provides vocational rehabilitation, health care, employment services, pensions and more to both active and former service members, as well as their spouses, widows, parents and […]

Happy New Year!  Ok, so I know that as the last day of January it’s a little late to be saying Happy New Year.  But, I’ve had a lot to digest before relaying information to you.   On December 20, 2017, Congress passed a sweeping tax reform bill “The Tax Cuts and Jobs Act”  changing […]

It has been a year packed with activity on the presidential and congressional level. We have seen proposed, amended and failed legislation, blocked executive orders, investigations, and charges of collusion on both sides. In this issue, we will summarize how developments from 2017 are likely to impact seniors, Veterans, and persons with disabilities.   What […]

What is Daily Money Management?

by Antoinette Bone on Posted on Our Blog

With our rapidly growing population of seniors, more and more families will be dealing with loved ones who will face trouble managing their daily finances. Being unable to fully manage financial matters puts the elderly at risk of financial insecurity, debt problems or serious paying for long-term care down the road. The good news is […]

Veteran Tidbits

by Antoinette Bone on Nov 7, 2017 Posted on Our Blog

Here is a collection of various pieces of information Veterans and family members may find useful.   Veterans’ Day Deals. In addition to discounts normally provided to Veterans in stores such as Home Depot, there are a number of special discounts or free meals for Veterans on Veterans’ Day. Some deals include family members or […]

What’s In Your Estate Plan?

by Antoinette Bone on Posted on Our Blog

In 2008 Congress found that over 120,000,000 Americans did not have an up-to-date estate plan.  In a resolution, the House cited a 2004 Roper poll commissioned by the American Institute for Certified Public Accountants which stated that two-thirds of Americans over age 65 believe they lack the knowledge necessary to adequately plan for retirement and […]

The VA pays out about $63.7 billion a year in disability compensation claims to about 4.1 million veterans.  For those who have been through the claims process, they know that getting that award can take years.  Why?  There are several reasons a GAO1 study found: The VA simply doesn’t have enough staff to keep up […]

  There may come a time when your parent is no longer safe living at home due to physical or emotional/social concerns. Instead of moving Mom or Dad to an assisted living or nursing home, in-home care can provide a solution that makes everyone happy— your parent can stay at home in familiar surroundings and […]

If you were injured or became seriously ill while serving in the military, you may be eligible for VA disability compensation. In 2017, eligible veterans can receive up to $3,458 per month tax-free, depending on the level of disability and number of dependents.   According to the VA’s website, disability compensation is paid to veterans […]

Women Business Owners Need Retirement Plans

by Antoinette Bone on Aug 4, 2017 Posted on Our Blog

This month’s article comes from Monica Stanley.  Monica is a financial advisor for families and small business owners with Edward Jones.  She discusses why women business owners need retirement plans.   If you’re a woman who owns a business, you’ve got plenty of company. In fact, women own more than 10 million U.S. companies, and […]

VA Burial and Memorial Benefits

by Antoinette Bone on Jul 10, 2017 Posted on Our Blog

Many veterans and family members are aware the VA pays for burial expenses. However, often families over estimate how much the VA will pay for burial expenses. This post discusses who is eligible for VA burial benefits and how much the VA will pay.   Veterans, spouses, and dependents are eligible for burial at a VA […]

That’s the message from Andrew Tisch, chairman of Loews Corporation, co-founder of the political reform group No Labels, and Vice Chair of the U.S. Global Leadership Coalition.   In a recent article, Mr. Tisch describes how we are unprepared for the enormous costs we will soon be facing from a huge upswing in our aging […]

You may have noticed there is a massive heroin addiction in our country today, with fatal overdoses destroying far too many families. The use of opioid painkillers, relatively easy to obtain, is often the starting point for the addiction. If the prescription is no longer available, or the insurance company will not pay for it, […]

Much has been made of the first 100 days of President Trump’s administration, and of the American Health Care Act (AHCA). This bill was just passed by the House as the first step to repeal and replace the Affordable Care Act (ACA).   This post will highlight the activity of the President’s first 100+ days and […]