Estate Planning: Your Family, Your Wealth, Your Legacy.

Archive for the ‘Our Blog’ Category

It has been a year packed with activity on the presidential and congressional level. We have seen proposed, amended and failed legislation, blocked executive orders, investigations, and charges of collusion on both sides. In this issue, we will summarize how developments from 2017 are likely to impact seniors, Veterans, and persons with disabilities.   What […]

What is Daily Money Management?

by Antoinette Bone on Posted on Our Blog

With our rapidly growing population of seniors, more and more families will be dealing with loved ones who will face trouble managing their daily finances. Being unable to fully manage financial matters puts the elderly at risk of financial insecurity, debt problems or serious paying for long-term care down the road. The good news is […]

Veteran Tidbits

by Antoinette Bone on Nov 7, 2017 Posted on Our Blog

Here is a collection of various pieces of information Veterans and family members may find useful.   Veterans’ Day Deals. In addition to discounts normally provided to Veterans in stores such as Home Depot, there are a number of special discounts or free meals for Veterans on Veterans’ Day. Some deals include family members or […]

What’s In Your Estate Plan?

by Antoinette Bone on Posted on Our Blog

In 2008 Congress found that over 120,000,000 Americans did not have an up-to-date estate plan.  In a resolution, the House cited a 2004 Roper poll commissioned by the American Institute for Certified Public Accountants which stated that two-thirds of Americans over age 65 believe they lack the knowledge necessary to adequately plan for retirement and […]

The VA pays out about $63.7 billion a year in disability compensation claims to about 4.1 million veterans.  For those who have been through the claims process, they know that getting that award can take years.  Why?  There are several reasons a GAO1 study found: The VA simply doesn’t have enough staff to keep up […]

  There may come a time when your parent is no longer safe living at home due to physical or emotional/social concerns. Instead of moving Mom or Dad to an assisted living or nursing home, in-home care can provide a solution that makes everyone happy— your parent can stay at home in familiar surroundings and […]

If you were injured or became seriously ill while serving in the military, you may be eligible for VA disability compensation. In 2017, eligible veterans can receive up to $3,458 per month tax-free, depending on the level of disability and number of dependents.   According to the VA’s website, disability compensation is paid to veterans […]

Women Business Owners Need Retirement Plans

by Antoinette Bone on Aug 4, 2017 Posted on Our Blog

This month’s article comes from Monica Stanley.  Monica is a financial advisor for families and small business owners with Edward Jones.  She discusses why women business owners need retirement plans.   If you’re a woman who owns a business, you’ve got plenty of company. In fact, women own more than 10 million U.S. companies, and […]

VA Burial and Memorial Benefits

by Antoinette Bone on Jul 10, 2017 Posted on Our Blog

Many veterans and family members are aware the VA pays for burial expenses. However, often families over estimate how much the VA will pay for burial expenses. This post discusses who is eligible for VA burial benefits and how much the VA will pay.   Veterans, spouses, and dependents are eligible for burial at a VA […]

That’s the message from Andrew Tisch, chairman of Loews Corporation, co-founder of the political reform group No Labels, and Vice Chair of the U.S. Global Leadership Coalition.   In a recent article, Mr. Tisch describes how we are unprepared for the enormous costs we will soon be facing from a huge upswing in our aging […]

You may have noticed there is a massive heroin addiction in our country today, with fatal overdoses destroying far too many families. The use of opioid painkillers, relatively easy to obtain, is often the starting point for the addiction. If the prescription is no longer available, or the insurance company will not pay for it, […]

Much has been made of the first 100 days of President Trump’s administration, and of the American Health Care Act (AHCA). This bill was just passed by the House as the first step to repeal and replace the Affordable Care Act (ACA).   This post will highlight the activity of the President’s first 100+ days and […]

Veterans compensation is a tax-free benefit paid monthly to a veteran and/or eligible family members because of the veteran’s service-connected disability.   A service-connected disability includes an injury or disease incurred during active military service or a pre-existing injury or disease that is aggravated during active military service. Compensation may also be paid for post-service […]

Bone-afide Veterans News – Military Lodging

by Antoinette Bone on May 2, 2017 Posted on Our Blog

As you know, you are eligible to stay in military lodging facilities. The various Services work closely together so you can generally see what is available to you by looking at any of their sights. In the event you would like to look at the various individual sights, we are listing most here: Army MWR, […]

A recent report from the Alzheimer’s Association states that one in nine Americans age 65 or older currently have Alzheimer’s. With the baby boomer generation aging and people living longer, that number may nearly triple by 2050. Alzheimer’s, of course, is just one cause of dementia—mini-strokes (TIAs) are also to blame—so the number of those […]

Bone-afide Veterans News – Hospice for Veterans

by Antoinette Bone on Apr 6, 2017 Posted on Our Blog

The Veteran’s Administration provides hospice care to veterans. The VA can purchase hospice services from community providers, including hospice care provided at home or in an institution as an inpatient.   Hospice and palliative care is a covered benefit for all enrolled veterans, on par with all other medical services included in the Medical Benefits […]

Hospice History   The concept of hospice as medical treatment is a relatively new concept.  Physician Dame Cicely Saunders introduced the idea of specialized care for the dying.  She began working with the terminally ill in 1948 and started the first modern hospice center in London in 1967.  She brought the concept of hospice to […]

Sometimes the most difficult conversations to have are the most important, like helping your loved ones be prepared for when you die. Talking to your family about this topic beforehand is a way to show that you care and it will help to ease the financial burdens they may face.   Military retirees can have […]

The area of elder law and special needs planning is constantly evolving. On November 8, 2016, Colorado joined a handful of states—Washington, Oregon, California and Vermont—that have Death with Dignity laws, or physician-aid-in-dying laws. (Montana also allows it under a 2009 State Supreme Court ruling.)   This post will explore how these laws work, why some […]

Service Connected Disability Claims

by Antoinette Bone on Feb 2, 2017 Posted on Our Blog

A service connected disability claim for compensation – Rating 10-100% and monthly check – requires the Veteran to take action. If you do not file a claim (VA Form 21-526EZ), the VA will not search for you and file your claim. The VA is not going to reach out and hold your hand and file […]